The “Thank you” letters shown below have been included on the website with permission from the clients themselves.
D & T Pattie – Retired Couple – IHT advice
We would like to thank you for the work you have done for us over the past year. The telephone call in the summer of 2005 inviting us to attend one of your seminars was timely as we had realised we must do something about our investments and Inheritance Tax.
The seminar was informative and the subsequent meetings we have had with you have been excellent. We thank you for your patience in explaining things several times over as we tried to grasp and understand the intricacies of Inheritance Tax and how to mitigate the effect on our estate. Our investments are now more understandable under the Transact umbrella. We look forward to working with you for many years.
Frank Hibberd – Retired gentleman – IHT advice
I am writing this letter to thank you and your staff for the excellent job you have done over the last few years on my financial planning.
It is gratifying to finally come across an adviser who gives sensible ongoing advice which is very client focused. In our case in particular, it is nice to know that we now have high degree of certainty on our financial planning for the future.
I would also like to mention the support of your team and the friendly and efficient manner in which they deal with our affairs. If you would ever like me to make a recommendation of your firm’s services to any other clients I would be more than happy to do so.
Michael Mahon – High Employed earner – Future Certainty Program client
Many thanks for concluding my trust planning this year.
I particularly want to thank you for the open and transparent manner in which you have serviced my financial planning needs since I first met you seven or so years ago. In arranging my financial planning through you, I have confidence that your advice will not be tainted by any commission bias.
Your straightforward approach gives me confidence that you will be on “my side” when making any recommendations to me. In the past, rather than compromise on your recommendations, you have negotiated a suitable fee with me to ensure you are not disadvantaged by making the best possible recommendation.
Once again, thanks for all your help
Tony & Sue Perriss – IHT and Estate planning
I am writing to thank you for your help on our Inheritance Tax and Estate planning. It is nice to know that we can now be certain that our daughter will inherit our money without giving a large slice of it to the government – unless we decide to spend it first.
It is also nice to know that our money is being properly looked after, so we can relax in our retirement.
I would also like to thank you and your team for the excellent service you have given us over the last 3 years, and I would be delighted to unreservedly recommend your company’s service.
Paul and Ann Stevens – IHT and Estate planning
As we approach the next review of our finances, I felt it was time to put in writing how very satisfied we have been with your advice and action on our behalf over the past years.
We first met with you at a time when retirement was no longer something happening in the dim and distant future, but soon enough for us to make important decisions regarding our security in our years after the age of sixty-five. The result has been to enable us not only to make sensible savings but also to spend on ourselves in order to keep up our quality of life before retirement.
One of the most impressive features of your approach is to link the decisions made by successive generations and as a consequence of a meeting between my mother, myself and you my mother has been willing to place much of her own financial resources into investments which minimize the effects of Inheritance Tax but also to have access to what she needs.
This has enabled my wife and I to concentrate on making our own sensible investments. We have, for example maintained as long as possible regular savings in MAXI-ISAs in order to provide a tax shelter for them. Previous to that we established MINI-ISAs in order to do the same and have a comfortable emergency fund (which fortunately we have never had to raid).
Our yearly reviews with you have led to us a.) making realistic savings to help our grandchildren. b.) maintaining our leisure and holidays and c.) providing sensible loans to our daughter and son-in-law. We hope that when their own financial position is clearer after having two children, they will also make use of your services.
Ann and I are content that the monthly payment we make to you has in itself been one the best investments we have made. Your pro-active way of setting up and making regular assessments under an integrated plan have ensured that we can approach our full retirement with confidence.
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