How do I get the best investment advice?

There is no ‘best investment’ for everyone and one size definitely does not fit all.  Your pensions advice and investment advice should reflect your circumstances and should be carefully considered with a financial planner and investment specialist.

A qualified independent financial adviser will help you consider financial and emotional factors before you make any decisions about the best way to invest your money.

• Your attitude towards investment risk
• Your age and time horizon for holding investments
• Requirements for income and capital growth
• The composition of your existing investment portfolio
• Your current financial situation and future expectations
• Your tax status, residency and any tax help that you need

Your responses are critical to any recommendations or investment portfolio advice you receive.  

Is my money safe?

If you’re asking that question then you already know that in order to achieve higher returns, a higher degree of risk to your capital is required.  Our unique Advanced Adaptive Absolute (AAA) Investment System ensures that your investments are carefully managed to maximise returns and control risk.

How do I ensure I get good returns without too much risk?

It is essential that we identify ‘high quality’ funds and mix those with low cost Exchange Traded Funds (a type of tracker).  We will then make timely recommendations to you to adjust your portfolio at low cost, so you are invested in the most suitable assets as the markets change. 

By attempting to minimise your losses in the bad months and improve your gains in good months the overall returns on your investments will be significantly improved.

The performance and style of individual investment funds are as variable as the personalities of their respective fund managers, with a small number of those managers able to produce consistently better returns than their peers.  We believe that focusing attention on these outstanding individuals is one of the key ingredients in good investment management.

As we all know, nothing is guaranteed in the investment world and while past performance figures have been shown to provide a reasonable guide to future returns, they can never underwrite what happens after today.  We believe achieving superior investment returns requires a more systematic approach than was previously necessary and it is the aim of the Bluebond AAA Investment System to make sure that you remain exposed to high performing investment funds year in, year out.

We therefore carry out a painstaking examination of all the available funds and their managers using a highly detailed, daily-updated database from Financial Express (a leading supplier of Market Data to investment specialists).  We can search and filter this data to eliminate approximately 95% of the ‘low quality’ funds before analysing the remaining funds in-depth in order to pick the ‘best of the best’. 

Overlying this fund filtering process is the identification of, and monitoring of, individual managers of funds who can add extra ‘je ne sais quoi’ to your portfolio.  We have built up an understanding of the personality of each Fund Manager, how talented they are at extracting consistently superior returns at this stage in the cycle and how suitable their fund focus is for the current cycle.  In essence we are looking for personal investment excellence and our database enables us to identify a downturn in performance of any individual investment fund because of the departure of the fund manager or for any other reason.

All our millionaire clients invest in the same high quality funds, albeit in different proportions according to their attitude to risk, so everyone benefits from the intensive research and experience that goes into the selection process.

Any questions on best investments advice?

Please call us on 01582 839280 if you still need to or Email us.